What is ESIC?
Employees' State Insurance Corporation provides medical, maternity, disability and death benefits. Mandatory for eligible establishments.
Who Must Register?
- Establishments with 10 or more employees
- Employees earning up to Rs.21,000/month
- Applicable to factories, shops, restaurants, hotels, educational institutions
ESIC Contribution Rates
- Employer: 3.25% of gross wages
- Employee: 0.75% of gross wages
- Total: 4% of gross wages
ESIC Benefits for Employees
- Free medical treatment at ESIC hospitals
- Sickness benefit: 70% wages for 91 days
- Maternity benefit: full wages for 26 weeks
- Permanent disability benefit: 90% wages
Registration Process
- Register at esic.gov.in employer portal
- Fill establishment and employee details
- Get 17-digit ESIC code
- Pay monthly challan by 15th of next month
MyCamate handles ESIC registration and monthly compliance for businesses